About Merchant Services

Major Processing offers a wide spectrum of services that provides services for each business unique to their specific needs. Services offered include:

  • Payment Processing
  • Point Of Service Equipment Sales & Leasing
  • Merchant Cash Advance
  • Credit Card & Debit Card Processing
  • Equipment Financing
  • Payroll Program
  • Virtual Merchant (Merchants Online)
  • Electronic Check Processing

No matter what particular functions a specific businesses has to carry out, all merchants need an efficient system for collecting and processing funds quickly and easily.

Payment Processing

Major Processing can ensure that transactions of any form, will complete a sale regardless of how a business's customers want to pay. Major Processing offers low credit card processing fees, to merchants who mainly or exclusively use credit card machines to process credit and debit cards, including Visa, Master Card, American Express, Diner's Club, EBT, JCB, and Discover. Merchants can extend efficient processing of paper checks electronically over the phone or by mail, or through eCommerce.

Point of Sale Equipment & Leasing

Major Processing gives merchants the ability to find a compatible payment processing network regardless of the hardware, the software program, or the complexity of the point of sale system they're using. This allows Major Processing to create the ideal software option for each merchant, to complete a transaction through authorization, capture, and settlement. Major Processing offer terminals that have lifetime warranties. In addition to payment processing machines, merchants have the option of processing transactions through gateways, which allows them to process credit cards and e-payments through a website over an Internet Protocol connection. Plug-ins are a handy application offered by Major Processing designed for cost-effectiveness and ease of use for merchants to process their transactions over the Internet.

Merchant Cash Advance

Merchants can apply for a convenient cash advance program that extends money for business owners based on anticipated future credit cards receivable. This especially is advantageous for entrepreneurs who need capital to get things up and running with their business such as meeting payroll, inventory, petty cash, marketing agendas, and tax payments.

Credit Card and Debit Card Processing

Credit Card Processing

Major Processing offers merchants the opportunity to manage their transactions credit and debit card transactions via broadband, dial-up, leased line or Internet based connections, that support e-payments over the Internet or virtual terminal solutions. Merchants can get started processing credit and debit cards immediately by filling out an online application with Major Processing. Merchants can process all major credit card transactions "live" including Visa, MasterCard, Discover, American Express, Diner's Club, Carte Blanch, and JCB Cards.

Equipment Financing

Major Processing offers financing for merchants that rely on specific equipment to run a successful franchise. Startup cash helps these types of businesses buy equipment to keep things running smoothly. The benefits of financing through Major Processing are:

  • Down payment savings
  • Tax Benefits
  • Better Budgeting Accuracy
  • Capital Conservation
  • Up-to-date Equipment

Payroll Program

Major Processing offers a program known as Merchant Payroll, offers its merchants an effective method to operate payroll duties securely and efficiently. Backed by two of the largest Payroll industry leaders, business clients can process their employment information with peace of mind knowing that their payroll data is processed in a confidential manner and are accurate. Along with Payroll Services, merchants can partner with insurance companies with related payroll services including health insurance, life insurance, disability and simple IRA plans.

Virtual Merchant (Online Merchant)

Merchants can set up a merchant account through Major Processing's Gateway or Virtual Terminal which can help them generate more business, more revenue, and remain competitive. Major Processing gives participating online merchants connectivity with virtually any Point of System equipment located anywhere in the United States. An Internet-based site called the Global Gateway Virtual Terminal requires no software installation. Once you set up your merchant online account you are ready to accept credit and debit card payments. An administrative staff can authorize approval for multiple users, who can automatically start taking credit, debit and e-check orders. Merchants can securely process electronic payment transactions with Major Processing software and proprietary interface.

Electronic Check Processing

Merchants can simplify the training process with their employees concerning banking procedures since depositing paper checks is no longer needed to complete a transaction. Paper checks are easily converted in the form of an e-check at the POS. Routing and account information is directed to and Automated Clearinghouse(ACH) and automatically debits funds from the customer's account, and applies credit to the merchant's account. This guarantees the merchant getting paid regardless of whether funds are actually available in the customer's bank account.

The new wave of technology has made HTML 5 the standard format used for smartphones such as Apple and Android mobile devices. Different types of transactions can be processed utilizing this option. One such service called ROAMpay allows merchants to process their customers' transactions with a swiping device attached to their mobile device safely and securely, with all data automatically encrypted before it leaves the merchant's cell phone. Merchants can use their current smartphone, and calling plan, with a pennies-a-day service that accommodates the merchant to pay for the service per data usage. ROAMpay also includes an online interface so you can enter credit card data from your PC or Mac's computer.

Wireless Processing of credit cards can be of great convenience and value to business clients who work outside of buildings such as from sporting events, job sites, or fairs where the customer is present. Major Processing offers merchant services such as mobile credit card processing, use of payroll solutions, online merchant accounts, credit card virtual terminal,and invoicing solutions to them all under one roof. Major Processing ensures that all of their merchant payment services are confidential and secure.


Please note: The purpose of this site is to provide general information to businesses about accepting credit cards, credit card processing, and merchant cash advances. The contents of this site should not be construed as legal advice or opinion. The information contained herein is intended solely to give a general indication of possible available merchant services and does not constitute a solicitation to enter into a transaction.